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How it works
1. Customer places order
A customer enters an order on a merchant's website. The transaction information is instantly encrypted and transmitted to the secure server, which is linked via a dedicated, leased data line to the credit card authorization network. A dedicated data line means faster transaction times.
2. e-Commerce verifies with bank
The transaction information is sent by the secure server via leased data line to the credit card authorization network where the validity of the card is checked and the availability of funds on that account is verified. An authorization code is returned via leased data line to the secure server. The authorization is encrypted by the server and transmitted in encrypted form back to the web server of the merchant which in turn triggers the fulfillment process of the order.
3. Receipt is issued and merchant gets money
An e-mail receipt is sent to the customer and the merchant (either or both can be disabled at merchant's option). Within 48 - 72 hours the merchant receives the money!
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Commerce Technologies Corporation
American Express may require separate approval.
E-Commerce Exchange is a registered ISO of Compass Bank an Alabama State Chartered Bank
Compass Bank an Alabama State Chartered Bank is not affiliated with International accounts.